Rates You Can Count On

New Auto Rates

APR

RATING

FINANCING LIMITS

6.99%

A (700+)

100%

8.49%

B (650-699)

100%

10.49%

C (600-649)

100%

Used Auto Rates

APR

RATING

FINANCING LIMITS

8.49%

A (700+)

100%

9.49%

B (650-699)

100%

11.49%

C (600-649)

100%

Other Secured New (Boat, RV, etc)

APR

RATING

FINANCING LIMITS

8.99%

A (700+)

100%

11.99%

B (650-699)

100%

17.99%

C (600-649)

100%

Other Secured Used (Boat, RV, etc)

APR

RATING

FINANCING LIMITS

9.99%

A (700+)

100%

13.49%

B (650-699)

100%

17.99%

C (600-649)

100%

Unsecured Signature Loans

APR

RATING

FINANCING LIMITS

10.99%

A (700+)

$12,000

14.99%

B (650-699)

$8,000

17.99%

C (600-649)

$5,000

Vacation Loans

APR

RATING

FINANCING LIMITS

15.00%

A (700+)

$2,000 / 12 Months

17.99%

B (650-699)

$2,000 / 12 Months

17.99%

C (600-649)

$2,000 / 12 Months

Share Secure Loan

2% higher than last dividend received.

Share Certificates (CDs)

Term

Rate

12 Months

Please call the office for rate (337) 583-3575.

Share Dividend Rates

Quarterly Dividend Rates

Rate

2nd Quarter 2026

Tiered starting at 0.05-1.75%

Fees

Fee

Amount

Skip a payment

$25.00

Excessive withdrawal

$10.00

Delinquent loan payment

$15.00

Bad address

$10.00

Lien of satisfaction

$15.00

Verification of deposit

$15.00

Loan application

$15.00 - $25.00

Below minimal withdrawal fee (under $50.00)

$5.00

Documentary fee

$50.00 - $350.00

Overnight and postage

$15.00

Dormant account

$10.00 per month

Cancelled loan (after processing)

$50.00

Check made to non-member

$2.00