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Rates You Can Count On

Competitve loan rates to help you borrow smarter and save more

Updated: 5/14/2026

APR

RATING

FINANCING LIMITS

6.99%

A (700+)

100%

8.49%

B (650-699)

100%

10.49%

C (600-649)

100%

APR

RATING

FINANCING LIMITS

8.49%

A (700+)

100%

9.49%

B (650-699)

100%

11.49%

C (600-649)

100%

APR

RATING

FINANCING LIMITS

8.99%

A (700+)

100%

11.99%

B (650-699)

100%

17.99%

C (600-649)

100%

APR

RATING

FINANCING LIMITS

9.99%

A (700+)

100%

13.49%

B (650-699)

100%

17.99%

C (600-649)

100%

APR

RATING

FINANCING LIMITS

10.99%

A (700+)

$12,000

14.99%

B (650-699)

$8,000

17.99%

C (600-649)

$5,000

APR

RATING

FINANCING LIMITS

15.00%

A (700+)

$2,000 / 12 Months

17.99%

B (650-699)

$2,000 / 12 Months

17.99%

C (600-649)

$2,000 / 12 Months

2% higher than last dividend received.

Any exception made on a loan, the member will have 1% added to the rate.

Dividend Rate

Term

Note

0.05% - 2.00%

12 Months

Please call for rate.

Fee

Amount

Skip a payment

$25.00

Excessive withdrawal

$10.00

Delinquent loan payment

$15.00

Bad address

$10.00

Lien of satisfaction

$15.00

Verification of deposit

$15.00

Loan application

$15.00 - $25.00

Below minimal withdrawal fee (under $50.00)

$5.00

Documentary fee

$50.00 - $350.00

Overnight and postage

$15.00

Dormant account

$10.00 per month

Cancelled loan (after processing)

$50.00

Check made to non-member

$2.00